The Difference Between Credit-Based Insurance Scores & Credit Scores

You might have expensive premiums for health, life, or even auto insurance and it might even be starting to take a toll on your wallet. It’s most likely your credit-based insurance score that’s raising your prices. What could be one way to decrease the costs of these plans? Credit scores are most commonly used by…

When Should You Check Your Credit Report?

Almost everyone by now knows they’re eligible for a free credit report once every 12 months from the 3 major credit bureaus: Equifax, TransUnion, and Experian. What many people don’t realize, however, is when exactly they should check those reports. The quick answer is to check your report with enough time to fix any issues…

Improving Credit Score For Housing

If you have a spotty credit record that looks more like a slice of Swiss cheese, then you may have a bit trouble finding a mortgage. However, it’s not the end of the world as you can always improve your credit score. It sounds impossible but here are a few tricks to get you started.…

There are Billions of Dollars in Unclaimed Money. What You Need to Know

As of September 2022, states are holding nearly $80 billion in unclaimed funds according to CNET. Due to financial woes, states are quick to disperse unclaimed money from bank accounts, insurance, policies, and other forgotten holdings. But are people taking advantage? Tax company Sovos claims that states are holding as much as $77 billion, but…